All of these items make up a credit score. Payment History is the MOST influential component of your credit score. However, the goal is to be mindful of all of the components.
Here is a graph of the credit score range according to Experian.
Equifax
PO Box 740256
Atlanta, GA 30374-0256
(888) 378-4329
Experian
PO Box 9701
Allen, TX 75013
(888) 397-3742
TransUnion
PO Box 2000
Chester, PA 19016
(800) 916-8800
Secured credit cards can be a great option if you want to establish & build your credit or if you need to improve your credit. A Secured Card is a credit card that requires the consumer to make a deposit to the card. That deposit becomes your credit limit (minus any fees, be sure to read the fine print).
Save $2,000 in one year, with this savings challenge.
Just save an amount per week starting 1/1/2024.
Share your progress by using #SecureYourselfChallenge on IG!